Nothing about your money should be a surprise.
How we charge, where our loyalties sit, and what we put on the public file — stated plainly, in one place, before you ever ask.
One fee. Fully disclosed.
A single advisory fee on assets under management, billed quarterly in advance. No commissions, no sales charges, no revenue sharing, no product-based compensation — the firm's only compensation is the fee its clients pay.
Rates are tiered and blended — each band applies only to the assets within it. One advisory fee covers investment management, financial planning, tax coordination, and estate coordination as a single integrated relationship. The account minimum is $250,000, waivable at the firm's discretion. Custodial-platform fees (charged by the platform, never shared with us), the full schedule, and any minimums are stated in our advisory agreement, Form ADV Part 2A, and the full fee schedule.
Three things we won't do.
We sell nothing.
No products, no proprietary funds, no commission on any transaction. We have no shelf to push and no quota to hit. The advice has no second agenda.
We don't hold the money.
Your assets sit at an independent qualified custodian. We direct and document; we never take possession. You can verify every position at the source.
Conflicts, disclosed first.
Any conflict of interest is disclosed before it's encountered, in plain language — not buried in a footnote you'd find only after it mattered.
Transparency that lives only in a sales conversation isn't transparency. The firm's disclosures are filed, public, and current — the same documents an examiner reads, available to you before you become a client and for as long as you are one.
Read the firm's brochure and relationship summary, our privacy commitments, and the policies that govern how we operate. If something isn't clear, that's a question worth asking before the first dollar moves.
Ask us anything. Before you commit.
Bring the hard questions — about fees, conflicts, or how we'd handle your situation. A transparent firm has nothing to defer.