A firm built around the plan, not the product.
We are a boutique Registered Investment Adviser, founded on the belief that every household — regardless of size — deserves a plan written as carefully as the wealth was earned.
Intellicapital was founded after two decades of watching the wealth-management industry treat planning as a door prize — a deliverable at onboarding, a PDF in a drawer, a line item to justify the fee. The firms that did the work well did it only for the largest households. Everyone below the cut-off got a product recommendation and a portfolio.
We started Intellicapital because we thought that was backwards. The plan is the thing. The portfolio is an instrument of the plan. And the household with two hundred and fifty thousand dollars is not, in our experience, less deserving of careful planning than the household with twenty-five million — it simply has less margin for error.
"The plan is the thing. The portfolio is an instrument of the plan."
We built the firm small, on purpose. Three people, a few dozen households, a single standard of care. When we needed software that matched the way we wanted to practice — one memory across planning, investment, tax, compliance, and estate — we didn't find any. So we built it ourselves, and named it BAFAos.
We are not trying to be the biggest firm. We are trying to be the firm that still reads every page of your estate document, still signs every recommendation by name, and still answers the phone when you call. Ten years from now. Twenty. For as long as the household endures.
Four commitments we will not break.
Short enough to remember. Strong enough to hold the firm to.
Fee-only, always.
We receive no commissions, no referral fees, no revenue-sharing from any product or platform. Our only source of compensation is the fee our clients agree to in writing. This is the most important sentence on the page.
One standard of care.
A household at our minimum receives the same plan, the same folio, and the same attention as one fifty times larger. We do not scale the work by cutting corners on the smaller client.
Every action, on the record.
Every decision made on your behalf is written to a tamper-evident ledger — who, when, why, which chapter of your folio it affects. For every year we work together. Always answerable.
Small, on purpose.
Three people, a select number of households. When you hire us, you know the person who reads your documents and the person who writes to your attorney. We will grow only if we can grow without breaking this.
A short history.
Intellicapital Advisors, LLC founded
Michael McAlpin registers the firm with the SEC as a fee-only Registered Investment Adviser. The first households onboard in late 2022.
Rob Fremont & Karin Getka join
The two-advisor standard becomes firm policy: every household, two advisors on the relationship, always. Karin coordinates planning.
BAFAos, v1
The firm's internal operating system goes live. One memory connecting planning, investment, tax, estate, and compliance. Written for three advisors; still.
The Folio becomes a standard
Eleven chapters. One household. One living document. Every Intellicapital client, regardless of tier, receives the same binding, the same review cadence, the same signed record.
Ten years, fifty households, same firm
We will grow slowly, and only if growth does not compromise the standard. We would rather steward fifty households well than five hundred poorly.
One lead, one wealth advisor, one planning coordinator. No silent partners, no phantom bios.
We do not sell products, accept referral fees, or earn from third-party platforms.
Every household, from one million to thirty million, receives the full folio.
Every action recorded. Every quarter archived. For the life of the relationship.
The best way to know us is to speak with us.
One conversation. No deliverables. No cost. If we are the right firm for you, we'll know. If not, we'll tell you who is.