Investment Management
A portfolio built around your plan — not a model portfolio you're sorted into. Fee-only and fiduciary, for households with $1M to $30M in investable assets.
What's included
- • Allocation designed around your financial plan and goals, not a one-size model
- • Disciplined rebalancing back to target as markets and contributions move
- • Tax-aware positioning and tax-loss harvesting coordination
- • Asset location across taxable, tax-deferred, and tax-free accounts
- • A documented decision ledger — every move recorded as a reasoned decision, not just a trade confirmation
- • Held-away retirement account management via Pontera
- • Access to third-party managers where appropriate (Adhesion Wealth at Schwab, AssetMark at Fidelity)
- • Consolidated performance reporting across all assets (Black Diamond)
We never touch the money
Your assets are held at independent qualified custodians — Charles Schwab and Fidelity Investments. We direct, document, and reconcile; we never take custody of your funds. The custodian holds and reports; we are accountable for the decisions.
Fees
Investment management is billed as a percentage of assets under management, quarterly in advance, on a blended (breakpoint) basis across our tiered schedule. We are fee-only — no commissions, sales charges, or product-based compensation.
See the full schedule and estimate your blended rate on our Fees page.
Important: Past performance is not indicative of future results. All investing involves risk, including loss of principal. Registration with the SEC does not imply a certain level of skill or training.